Explore your free
credit profile.

Find out where you stand so you can make better financial decisions.
IT'S FREE.
Check as often as you want. It’s totally free and always will be.
IN ONE PLACE.
We’re the only site in Australia that allows you to compare data in one place.
TAKES TWO SHAKES.
Even if you take your time, it only takes two minutes to get your credit scores.
TOTALLY SECURE.
Your info is in the vault. We use Azure encryption to secure your data and privacy.
Score
Compare both of your credit scores.
Surprise! You have more than one credit score, and they’re rarely ever the same – we think it's important that your'e across your different scores. Much like in your high school exams, you’re looking to get a high number.
Chart
See your scores change over time.
Credit scores are always changing based on your financial behaviour. We’ll keep you up to date with any movements so you can keep following a good financial track.
Insights
Insights that are easy to understand.
Credit Bureas don’t make it easy to decipher how your scores are calculated. We’re pulling out all the key information so you know exactly where you stand, at a glance.
Tools
Always know what to do next.
If you’re interested in getting your credit score, chances are you have some exciting future plans on your mind. Whether it’s a dream home or that once-in-a-lifetime holiday, it helps to know if you can reach these milestones. If you have some work to do, we could help you get there.
It takes 2 minutes to get started on the path to financial wellness.
imgStep
CREATE YOUR FREE PROFILE
imgStep
ACCESS YOUR CREDIT SCORE BOUNTY
imgStep
LEARN WAYS TO IMPROVE
imgStep
TAKE YOUR SCORES TO NEW HEIGHTS

Have questions? We've got answers.

What makes WisrCredit different to other credit score sites?
Other credit score sites will only provide you with one credit score from one Credit Reporting Bureau (CRB). WisrCredit gives you access to more than just one score. You can compare your score from various CRBs. We pull data from various CRBs to help you see the bigger picture of your credit health.
Will using WisrCredit impact my credit score?
Not at all! WisrCredit makes a ‘soft enquiryʼ known as Access Seeker with participating credit reporting bureaus (CRB). It will touch your credit file, but it does not impact your credit score, and other Financial Institutions will not be able to see this 'soft enquiry'.
What is a credit score?

A credit score is a numerical representation of your credit risk provided by a credit reporting bureau. Each bureau has their own special way of calculating your score. When applying for credit, your score plays a part in determining how financial institutions assess your reliability as a borrower in paying back credit. Your credit score is not the only factor they look at, but it is usually the first step in helping lenders review if your application for credit should be approved.

Now that I know my scores, what can I do with them?
WisrCredit gives you a view of your financial fitness, to perhaps get a more competitive rate with your lenders. Just note though, lenders will take into account other factors when assessing your creditworthiness. Itʼs always good to check with your financial institution before applying for credit.
Who is Wisr?

Wisr is Australia's original Neo-lender, a company that provides a fairer way to financial wellness. Since launching in 2014 we have been committed to building products, apps and services, like WisrCredit, which have helped thousands of people do more with their money for less. Visit www.wisr.com.au to learn more about our company.

Aussies who are taking control of their finances.

Your credit profile is one of the most important things you have. Wisr helps you keep it under control.